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Transamerica has a new, game-changing Final Expense product. The FE Express Solution℠ is a quick, easy solution that can help your clients worry less about unexpected financial burdens and get back to living.
Keep reading to learn more about this life-changing product.
The FE Express Solution℠ has a few key features: instant decisioning, funeral planning services, and up to $50,000 in permanent Life Insurance protection.
Instant Decisioning
Fast and convenient underwriting and an all-digital platform redefines how you
sell and manage policies — virtually or in person. Save time, increase productivity, and improve placement rates! And, in most cases, in 10 minutes or less.
Funeral Planning Services at No Additional Cost
Give your clients more than life insurance protection with personalized, optional funeral planning support when they need it most. Preparing estate documents, selecting a preferred funeral home, and securing personal information are all made easy for your clients with 24/7/365 advisor assistance from Everest.¹
Up to $50,000 Permanent Life Insurance Protection with Guaranteed Level Premiums
This product is built to help keep promises for generations to come. The Transamerica FE Express Solution provides guaranteed level premiums and permanent lifetime protection.
Product Highlights
| FE Express Solution | Graded FE Express Solution | |
| Premium Paying Period | Level premiums until age 100 | Level premiums until age 121 |
| Issue Ages | 18-85 | 18-80 |
| Face Amounts |
Minimum: $5,000 Maximum: |
Minimum: $5,000 Maximum: |
| Available Riders |
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| Death Benefit² | Guaranteed | If the insured dies within the first two Policy Years and the Insured’s death is not Accidental Death as defined in this policy, the death benefit will be limited to 110% of the premiums received from the Policy date to the date of death, minus any loan balance. Death Benefit after first two policy years is based on Face Amount for death of the Insured regardless of cause of death. |
Learn more about this product by watching the video below! Don't forget to get contracted with Transamerica so you can start offering this product to your clients!
1. Not available in all states. The funeral consultation and planning services and any associated warranty provided by Everest Funeral Package, LLC, are solely provided by Everest Funeral Package, LLC, not by Transamerica Corporation or any of its affiliates. Everest® is a federally registered service mark of Everest Funeral Package, LLC. Everest Funeral Package, LLC, and its respective affiliates have no affiliation with Everest RE Group LTD, Everest Reinsurance Company, or any of their affiliates.
2. Any death benefits paid will be paid minus the loan balance, if any. Death benefit is not guaranteed during contestability and suicide exclusion periods.
3. Accelerated Death Benefit Rider with Nursing Home Benefit is not available in Florida.
4. Accelerated Death Benefit Rider is available for Florida only.
5. In Florida, this benefit is called the Concierge Planning Benefit℠. The benefit’s services are not provided through a contractual rider; they are offered outside of the life insurance policy.